FAQs – Property Damage Claim

If your vehicle is damaged after a crash, you have two options when determining who will fix your vehicle. There are pros and cons with each option With your first option, you may rely on the at fault party’s insurance company. If your vehicle is repairable, the at fault carrier will contact you and assess your vehicle’s damage, place you in a rental vehicle and pay to get your vehicle fixed. The problem with this option is that oftentimes, the at fault carrier will take time before they even contact you to start the property damage claim. The timing depends on the carrier but prepare to wait an extended amount of time before anyone contacts you regarding your vehicle. The second option is to contact your insurance carrier if you have collision coverage. If you have collision coverage and your vehicle is repairable, your insurance carrier has an obligation to help you with repairing your vehicle. For them to get started on the property damage claim, you will likely have to pay out of pocket for your deductible. After some time, your carrier may be able to get reimbursed from the at fault carrier for the monies spent repairing your vehicle. You may be able to get reimbursed for the deductible you paid out of pocket. With this option, you may not see reimbursement for months. Check with your carrier to see how long it could take to get reimbursed for paying your deductible. If you are injured in a car accident in Georgia, give The TD Injury Firm a call today. We will take care of the injury portion of your claim and guide you through your property damage claim. 404-595-1991.

Yes, even if you are not injured in an accident, you can still get your vehicle repaired. You will need to reach out to your insurance carrier or the at-fault driver’s insurance company to get details on repairing your vehicle.

If you are not the owner of the vehicle you were driving at the time of the accident, the property damage claim belongs to the vehicle’s owner. The insurance company will be communicating directly with them to get the vehicle repaired. If you are injured in an accident in Georgia, contact The TD Injury Firm today for your complimentary consultation. 404-595-1991.